Salary Calculators India 2025
Free salary calculators for Indian employees. Calculate CTC to in-hand salary, HRA exemption, PF deduction, gratuity, and more. All tools updated for FY 2024-25.
All Salary Calculators
CTC to In-Hand Salary Calculator
PopularCalculate your actual take-home salary from CTC with all deductions like PF, ESI, tax, and professional tax.
Salary Breakup Generator
PopularGenerate detailed salary structure from CTC in offer letter format. See Basic, HRA, PF, Gratuity breakdown.
In-Hand Salary Calculator
PopularCalculate net salary from gross monthly salary after PF, ESI, PT, and TDS deductions.
Salary Slip Generator
PopularCreate professional salary slips with all components. Download as PDF instantly.
LPA to Monthly Salary Converter
Convert your annual salary in LPA to monthly salary. Simple and quick conversion tool.
Monthly to Yearly Salary Converter
Convert monthly salary to yearly salary and LPA format. Useful for job comparisons.
PF Calculator
PopularCalculate Provident Fund contribution for employee and employer. Know your PF deduction.
HRA Calculator
PopularCalculate HRA exemption based on rent paid, basic salary, and city type (metro/non-metro).
Professional Tax Calculator
PopularCalculate state-wise Professional Tax deduction. PT slabs for all Indian states.
Gratuity Calculator
Calculate gratuity amount based on last drawn salary and years of service.
ESI Calculator
Calculate Employee State Insurance contribution. Applicable for salary up to ₹21,000.
EPF Calculator
Calculate EPF balance, interest, and maturity amount. Plan your retirement savings.
Salary Increment Calculator
Calculate new salary after increment. Know your salary after percentage hike.
Bonus Calculator
Calculate bonus amount and tax deduction on bonus. Know your net bonus after tax.
Leave Encashment Calculator
Calculate leave encashment amount. Know the value of your unused leaves.
7th Pay Commission Calculator
PopularCalculate Central Government salary under 7th CPC with DA, HRA, and NPS deductions.
DA Arrears Calculator
Calculate Dearness Allowance arrears for government employees after DA revision.
Salary Arrears Tax Calculator
Calculate tax on salary arrears and understand Section 89(1) relief benefits.
Fresher Salary Calculator 2025
PopularCalculate first job salary breakdown. Know your in-hand from CTC as a fresher.
Hourly to Monthly Salary Converter
Convert hourly rate to monthly, daily, and annual salary for freelancers and consultants.
Understanding Your Salary in India
Salary structure in India consists of multiple components including basic salary, HRA, special allowances, and various deductions. Understanding these components helps you plan your finances better and optimize your tax liability.
Key Salary Components
- Basic Salary: The core component, typically 40-50% of CTC. Affects PF and gratuity calculations.
- HRA (House Rent Allowance): Provided for rental accommodation. Partially exempt from tax under Section 10(13A).
- PF (Provident Fund): Retirement savings scheme. Both employee and employer contribute 12% of basic salary.
- Special Allowance: The balancing component after basic and HRA. Fully taxable.
- Gratuity: Lump sum amount paid after 5 years of service. Part of CTC but received later.
Common Deductions from Salary
- Employee PF: 12% of basic salary deducted and contributed to EPF account.
- Professional Tax: State-wise tax ranging from ₹200 to ₹300 per month.
- Income Tax (TDS): Deducted based on estimated annual income and tax regime chosen.
- ESI: 0.75% for employees earning up to ₹21,000 per month.
CTC vs In-Hand Salary
CTC (Cost to Company) includes all components - fixed salary, employer contributions, and benefits. In-hand salary (take-home) is what you actually receive after all deductions. Typically, in-hand salary is 65-75% of CTC depending on tax bracket and salary structure.
Company Salary Calculators
Calculate your in-hand salary for specific companies with their actual salary structure.
City-wise Salary Calculators
Calculate salary with city-specific deductions, HRA rates, and cost of living comparison.