Investment Calculators India 2025
Free investment calculators to plan your financial future. Calculate returns on SIP, FD, PPF, RD, and plan for retirement. Make informed investment decisions.
All Investment Calculators
SIP Calculator
PopularCalculate SIP returns and maturity amount. Plan your mutual fund investments with power of compounding.
FD Calculator
PopularCalculate Fixed Deposit maturity amount and interest earned. Compare FD rates across banks.
PPF Calculator
PopularCalculate PPF returns over 15 years. Tax-free maturity with 80C benefit on contributions.
RD Calculator
Calculate Recurring Deposit maturity amount. Perfect for regular monthly savings.
Retirement Calculator
Calculate retirement corpus needed. Plan your retirement with inflation and expense projections.
EPF Calculator
Calculate EPF balance and growth. Know your retirement corpus from employee provident fund.
NPS Calculator
PopularCalculate National Pension System corpus and monthly pension. Tax benefits under 80C and 80CCD.
Investment Options in India
India offers diverse investment options for different risk appetites and goals. From safe options like FD and PPF to market-linked products like mutual funds, understanding each helps in building a balanced portfolio.
Current Interest/Return Rates (2025)
- PPF: 7.1% per annum (tax-free)
- EPF: 8.25% per annum (tax-free)
- FD: 5.5% - 7.5% (taxable)
- RD: 5.5% - 7.5% (taxable)
- Equity Mutual Funds: 10-15% historical average (market-linked)
- Debt Mutual Funds: 6-8% (taxable)
Investment Comparison
| Investment | Risk | Returns | Lock-in | Tax Benefit |
|---|---|---|---|---|
| PPF | Very Low | 7.1% | 15 years | EEE |
| ELSS | High | 10-15% | 3 years | 80C |
| FD | Very Low | 5.5-7.5% | Flexible | Tax-saver: 80C |
| NPS | Low-Medium | 8-10% | Till 60 | 80C + 80CCD |
Power of Compounding
Starting early makes a huge difference due to compounding. Investing ₹10,000 monthly at 12% returns: After 10 years: ₹23 lakh. After 20 years: ₹1 crore. After 30 years: ₹3.5 crore. Time is your biggest asset in investing.
Investment Tips
- Start early to benefit from compounding
- Diversify across asset classes (equity, debt, gold)
- Match investments with goals and timeline
- Review and rebalance portfolio annually
- Don't let emotions drive investment decisions